optoutprescreen.com?

anikka

anikka

Active member
Has anyone used the website https://www.optoutprescreen.com

They ask for your SSN (it's optional) I can see where it would make it easier to remove you from lists distributed by the credit bureau's. I'm just apprehensive about giving it out. I've moved a lot lately though so my SSN is the only constant piece of information. I recently applied for a credit limit increase and couldn't get it because the credit bureaus don't have my new address in their systems. *Sigh*

would you give out? it looks legit and BBB says they are ok or something (but not a member)
 
Honestly, I wouldn't give it out. Every time you give out your number, you are giving it to many, many people. Some honest, some not. If you watch the news, you know how common it is for someone to have a laptop stollen wit tens of thousands of peoples info on it.

You are at risk, your number is already out there. But, why give it up if you don't have to?

JMO!

Good luck
 
http://www.fraudguides.com/consumer_optoutprescreen.asp

The real www.Optoutprescreen.com is not a Phishing scam

Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. It's another tool you can use to fight identity theft and credit card fraud. OptOutPrescreen.com is run by the four major credit rating companies - Experian, Equifax, Innovis and TransUnion. I have opted out using this site and encourage anyone that doesn't want to receive pre-approved credit card offers anymore to do the same.

Some concerns about Optoutprescreen.com

First of all we have to acknowledge that people don't trust the credit reporting companies very much if at all. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. You may also wonder why you have to opt out in the first place. Shouldn't credit card companies need your permission to run a credit check on you? In a perfect world the answer would most certainly be yes but sadly this is the way it is and if you want to stop those offers from appearing in your mailbox you will need to play by their rules.
 
thanks for the research guys. I think I'll register but without my SSN (it's optional) maybe I'll see atleast a little reduction in credit offers!
 
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