From bad to worse UPDATE!!!

blord7777

Member
Well now I am being sued, and you know what, I just don't care. I had ADT at my store before we closed and went bankrupt, I called them the month before we closed the store and told them about the situation and that we were claiming bankruptcy, I spoke to a guy name chuck at the main office, and he told me not to worry about it and not to add them to our bankruptcy, that they would just shut off the service. I am and idiot, because that is what I did. Well our bankruptcy was discharged last October, and in November I got and $850 bill from ADT again and I called them and said, "hey, I already spoke to a guy named chuck and told the girl on the other end of the phone what had gone on and she told me that she would talk to her boss and if I did not hear from her by the end of the week that everything would be taken care of. Well, she never called back so I assumed again (stupid me for again believing in people) that it was fine. Well yesterday, I get a call from a lawyer that is representing them saying that we need to pay them $1100 or they will sue us. I told her that I would have added ADT to the bankruptcy if I had not been lied to. There was no reason in the world to leave them off except they told me that they were not worried about it. Oh, get this, the lawyer told us that ADT will tell us anything on the phone to get our business and that they were shady, and she is their lawyer???? She also said we needed to pay the money back at $200 a month, and that since we still had a house and a car, that we still had assets we could liquidate. I live in a 3/1 house, 1127 sq ft. We have 1 vehicle between us now and I cannot get a job because my hubby's schedule at his job is so screwed up, I wasgoing to get a part time job but he does not have set hours. My husband was offered another job last week but it was a $2 pay cut, but it had set hours, but it was further away which is more gas. Do you know what we do one the weekends, nothing, we are at the house, we don't go out. The one suffering is my son, I can handle it, but I feel for my son. And the lawyer has the nerve to tell me to liquidate assets. We took out my husbands 401k (which was safe from bankruptcy) for 2 reasons, 1, to pay of a few creditors to see if we could avoid bankruptcy and 2, to keep the house. I feel like we have tried but are being punished and treated like dogs. I didn't mean for any of this to happen , I just wanted to try to give my children a little more , we were not trying to become millionaires. I am not a greedy person, I just wanted to be able to walk into a store without having to worry how much something cost and be able to tell my kids, sure you can have that. Sorry, I don't mean to go on, My hubby has gone to work and young'ens are gone and I think the past year has just finally broke me down and everyone here is supportive. I hate crying in front of my hubby, he feels like its his fault and its not, but there is only so long I can keep my upbeat attitude on without having a melt down. I will be back to my happy go lucky self in about an hour. Thank Y'all. :cry:
 
Re: From bad to worse

im so sorry :love: dont you have so much time after a bankruptcy to add something. like the ADT? I think you do because sometimes you may not know about a bill till after you have filled. I hope things get better for you soon. keeping my fingers crossed that it works out and you get a big win.
 
Re: From bad to worse

I know whatever I say will not change how you feel so vent as much as you need to and I can send you a written hug. God bless.

This too shall pass.
 
Re: From bad to worse

some bussiness'es are really bad. We had a "so called phone service" for a while, and then we got it turned off. Because we got cellphones, and switched to comcast internet. Well we called and told the phone company we were switching, and they told us its ok, they will take care of it. Etc.
So we didn't do anything, and one day I was playing with the computer and realized I still had dial up. That same day we ended up getting a bill from them. Called them, they said they never cancelled it. So we owe the money. I made a big stink about it. So they finally just dissappeared the charges.
But these days you gotta be real careful, cause they will do stuff like this. :nono:

I hope you get this stuff straightened out.
 
Re: From bad to worse

That is just terrible...some companies are just scummy! I have heard some bad things about them before.

I understand exactly what you mean about being able to tell your kids they can have something...and not even talking about expensive stuff ~ just regular cheap toys or candy! I have been there and not so long ago...it will get better, it may just take some time. It will seem longer than it is though! Just know that we are here to listen and support you during this time.

This stuff doesn't have to be anyone's fault ~ things happen that are out of our control. Sounds like you guys did everything you could to avoid this situtation, so tell your husband not to blame himself...I know that a person that tries to avoid feels even worse when they feel like they "fail" in someway, I don't see it that way at all. Everyone has to be able to live. We ended up taking loans that we really couldn't afford to try to avoid it and it was SO hard!

You guys keep your heads held high! There are a lot worse things in the world!! I hope that things get easier for you all soon!!
 
Re: From bad to worse

I wish I could give ya a hug and make it all go away :love:

Trying not to pry here or add insult to injury, but do you guys have the funds to obtain a lawyer? I'm thinking a lawyer in your corner would make this whole ADT thing disappear. Your lawyer puts a scare into them for dirty business procedures...

I'll be sending out vibes that Chuck and "the girl" get a nasty, strange, rash down there!!!
 
Re: From bad to worse

Ty all, just got in from cutting the grass. I thought that would help my mojo, You know what I found out, cutting the grass SUCKS :laughing: , but at least it got done. I do have a lawyer, I called them yesterday and have not heard back, of course. I am sick of him ( my bankruptcy attorney) he seems not to be doing his job. My sister works for a divorce attorney and I am gonna get her to see if she has any advice on the situation and also on my attorney who seems to not be doing his job. I have nothng to lose. Thanks for everyones support. :sunny:
 
Re: From bad to worse

:wave: So sorry to hear that your problems seem to be continuing. There are so many unscrupulous companies and people out there. I learned a long time ago that people are not as honest as me. I get everything in writing. When I answer the phone or make a phone call, I immediately write down everyones name that I talk to and the date and time. If it is in regards to a cancellation I insist on a cancellation notice. My notes have paid off several times. Hopefully your lawyer or your sister's lawyer will have some goof news for you. Keeping you in my thought and prayers. And by the way, you are right, mowing sucks! :cussing: I gave that up a long time ago. My husband stills thinks I am allergic to cut grass! :laughing:
 
Here is an update, the peerson who called me to tell she was sueing me turned out to be a debt collector from an agency called Anderson Crenshaw (type that into google and read alot of horror stories) , she was not a lawyer (lie #1) was supposed to mail out papers 5-7 days after speaking to me, (#2, never got anything), tried intimidating me by informing me that I needed to sell off assets, (#3, All I have left was house and Truck, not allowed to do that). Well, I got another call on monday night from the same lady and this time I was in control, told her I was not about to pay them a dime and that the people she was calling for were liars. Well, Tuesday I thought I better call my bankruptcy lawyer just to see what could be done,they called me back (finally) and told me for only $126 I could have my bankruptcy amended since the case was not yet closed. I am now including them in the bankruptcy and feel so relieved. Thanks for all the support you guys have given me. But if you guys want to read some truely evil stories look up Anderson Crenshaw, they are the face of evil. And if anyone ever gets a call from a company like that, never offer to pay or anything, go to the Federal Trade Commission website and download or print out a copy of the Fair Debt Collection Facts for consumers brochure and see what these people can and cant do or say to you. I have a copy printed and highlighted just in case they call back which after tomorrow they will not be able to. Oh happy day, thngs are looking up, except for my sweepstakes, still on a cold streak. LOL :sunny:
 
Good on you, blord!!

I was just going to say they are not allowed to impersonate anyone else and they are not allowed to tell you they are sueing you unless that is their intention.

Glad you were able to add them to your existing case. And here's hoping you have a big win soon! :cheers:
 
:sunny: That is good news! Glad to hear you did your homework. Good Job!
:cheers: and here's to you getting some great prizes soon! :cheers:
 
I'm not sure this will help you feel better but I'll throw it out there anyhow......

It seems like so many are in foreclosure and in bankruptcy currently and the economy is brim for many. I have friends that have bachelor and master degree's that are struggling to pay off loans even.

It's unfortunate that you had to do the foreclosure thingy and then have that company crawling down your backside, so to speak. There isn't any way to add them into foreclosure after you have submitted, huh? Well, I didn't know that - good information. I hope it all can get resolved. The company will loose money if they don't write if off too - so they hopefully will get off your back soon. After 6 months, I believe they can write off 1/2 and after 1 yr, the whole thing??? I don't really remember how it goes - I use to do some billing (collections and stuff).
 
So sorry you're having a bad time with this. Hope it works out for you soon. BTW, we don't mind venting so vent, scream, cry, whatever helps, we are here for you and each other. Alone we are weak but together we are strong. Big (((((((tigerhugs))))))) for you........... :sunny: :wave:
 
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